DR. ALEJANDRO M. RUIZ. HUMAN CAPITAL AS A MISSING RISK DIMENSION IN MULTIFACTOR ASSET PRICING: EVIDENCE, THEORY, AND METHODOLOGICAL EXTENSIONS FROM EMERGING MARKETS. European Frontiers in Current Science and Research, [S. l.], v. 2, n. 2, p. 13–17, 2025. Disponível em: https://parthenonfrontiers.com/index.php/efcsr/article/view/323. Acesso em: 1 mar. 2026.